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Conventional loans -   As low as 3% down if  income and location criteria are met

FHA loans -  3.5% down

VA loans - 0% down

Jumbo Loans - as low as 10% down

VOE (verification of income) program - no pay stubs or tax returns are required.

No credit score program -  for the borrowers who don't use credit cards.

Foreign national program - only a passport and an unexpired visa required. Student visas(F1s) are welcome.

No tax return program - self-employed borrowers can provide a profit and loss statement instead of a tax return

Bank statements program - provide bank statements in lieu of income documents

Commercial loans 

We also have loan programs for recently bankrupted or foreclosed borrowers.